• 			    The PERFECT HOME is waiting for you -- let us find you the perfect loan to go with it.

    The PERFECT HOME is waiting for you -- let us find you the perfect loan to go with it.

  • 			    Conforming and FHA loans. 

    Conforming and FHA loans.

     

  • 			    Super Conforming and Jumbo Loans

    Super Conforming and Jumbo Loans

  • 			    Reverse Mortgages for seniors 62 and over.

    Reverse Mortgages for seniors 62 and over.

  • 			    VA Loans for Veterans

    VA Loans for Veterans

FHA Loans

FHA home loans are mortgage loans that are insured against default by the Federal Housing Administration (FHA).  FHA loans are available for single family and multifamily homes. These home loans allow banks to continuously issue loans without much risk or capital requirements. The FHA doesn't issue loans or set interest rates, it just guarantees against default.

FHA loans allow individuals who may not qualify for a conventional mortgage obtain a loan, especially first time home buyers. These loans offer low minimum down payments, reasonable credit expectations, and flexible income requirements.

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